Delhi, October 17, 2025: REC Limited-A Maharatna CPSE under the Ministry of Power has announced its highest-ever profit after tax of ₹8,877 crore for the first half of FY26, alongside robust growth across its loan book and operational metrics. The Board of Directors also approved a second interim dividend of ₹4.60 per equity share, taking the total interim dividend for FY26 to ₹9.20 per share.
REC Limited, one of India’s leading financial institutions in the infrastructure and power sectors, has continued its strong performance trajectory, driven by aggressive disbursement growth, disciplined credit management, and diversified business operations.
During H1 FY26, REC disbursed ₹1,15,470 crore — a 27% increase over ₹90,955 crore in H1 FY25 — reflecting its expanding reach and deepening footprint in infrastructure financing. This surge in disbursements, coupled with efficient cost management, has translated into record profitability, making it a landmark half-year for the company.
While giving the Operational and Financial Highlights of the company, an official spokesperson said REC Limited reported strong growth in its standalone operational and financial performance for the first half of FY26 compared to the same period last year.
He said the company’s disbursements surged by 27% to ₹1,15,470 crore, up from ₹90,955 crore in H1 FY25. He said Total income rose 12% to ₹29,828 crore, while net interest income increased 15% to ₹10,608 crore.
The company’s net profit (PAT) also saw a healthy rise of 19%, reaching ₹8,877 crore, up from ₹7,448 crore in the corresponding period last year. (Standalone H1 FY26 vs H1 FY25)
During Q2 FY26 alone, sanctions surged 97% to ₹1,49,832 crore, compared to ₹76,200 crore in Q2 FY25, reflecting strong demand and the company’s proactive lending strategy. REC maintained a spread of 2.89% and Net Interest Margin (NIM) of 3.64%, underscoring operational efficiency amid rapid growth.
REC’s loan book reached ₹5.82 lakh crore, up from ₹5.46 lakh crore a year ago, with net credit-impaired assets reducing sharply to 0.24% from 0.88%. The Provision Coverage Ratio (PCR) stood at 77.06%, highlighting prudent risk management and strong balance sheet health. The company’s Net Worth also rose to ₹82,739 crore as of September 30, 2025.
Continuing its tradition of rewarding investors, the Board declared a second interim dividend of ₹4.60 per equity share, bringing the total interim payout for FY26 to ₹9.20 per share. The announcement underscores REC’s commitment to delivering consistent value to its shareholders while sustaining growth in core business operations.
With record profits, disciplined asset management, and a growing loan book, REC Limited has set a new benchmark for performance in the financial services sector, reinforcing its position as a leading infrastructure finance institution in India.
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